Looking for mortgage broker Maidstone? Lakewood Mortgage Solutions offers expert guidance & personalised solutions in Maidstone. We navigate the mortgage market to secure the best rates for you. Our team of experienced mortgage brokers in Maidstone are here to guide you through each step of the process – from how much you can borrow, how much deposit you will require, and what options best suit your requirements.

Whether you are a first time buyer, home mover, or looking to remortgage, Lakewood Mortgage Solutions can help you find the right residential mortgage for you and your needs. We have a wide range of residential mortgages in Maidstone and surrounding areas, so you can be sure you’re getting the best deal for your money.

Start your residential mortgage journey with us!

Expert Mortgage Broker Maidstone

Work with our seasoned mortgage broker in Maidstone who understands the nuances of the local market, offering unparalleled insights and tailored solutions. We simplify the intricate mortgage process, providing clarity on rates, terms, and documentation. Whether you’re a first-time buyer navigating uncharted waters or a seasoned homeowner looking to refinance, our expertise ensures you make informed decisions.

With Lakewood Mortgage Solutions, you’re not just getting a mortgage, you’re gaining a dedicated ally committed to securing your financial future. Don’t leave your homeownership journey to chance – consult with a mortgage broker now for a smoother, more confident path to your dream home in Maidstone.

Residential Mortgages Maidstone

A residential mortgage is a loan designed to help one or more individuals buy their property and make it into an official residence. You cannot take out this kind of money if you plan to rent the house or use it for commercial purposes. We help people in Maidstone secure the best residential mortgages for them. Get in touch for mortgage advice.

When it comes to mortgages decisions, it is a good idea to speak with an expert and certified mortgage advisor. They will guide and provide necessary information you needed before making a move. If you are about to ask this question ” How much mortgage can I get?”, the value depends on different factors. We advise you to get in touch with us to give you accurate details. Call us today!

We often get asked questions about residential mortgages; below are some answers to the most commonly asked questions.

What are the benefits of residential mortgages?

When you buy a home, you need to borrow money from a lender in order to make the purchase. A mortgage is a loan that provides you with funds to purchase your home. This loan is repaid over time, usually by paying off the principal (the amount you borrowed) with interest.

How much can I expect to pay for my monthly payment?

The amount you pay each month mostly depends on several factors: how much you borrow, how long it will take to repay your loan (the term), whether or not there are any prepayment penalties associated with your loan, and lastly, what type of interest rate or discount points have been agreed upon by both parties involved in making this transaction happen.

First Time Buyer Mortgages Maidstone

Securing a mortgage when you’re a first time buyer can be an intimidating process. But finding the right mortgage in Maidstone doesn’t have to be daunting. With so many options available, it’s important to understand exactly what is on offer and how best to secure the most suitable deal for you.

We are an experienced mortgage broker who can provide invaluable advice for first time buyer mortgages in Maidstone and help make sure that your application goes as smoothly as possible, whilst also providing guidance on the various financial products that may suit your individual needs.

Our expertise can make all the difference when it comes to making sure you get a competitively priced product with features that fit both your lifestyle and budget. We will often work with lenders across the country, giving access to a greater number of deals than would otherwise be available in one area alone.

First time buyer houses in Maidstone

Are you a first time buyer looking for your dream home in Maidstone? We have the perfect solution for you! Our team of experienced mortgage advisors is dedicated to helping first time buyers find their ideal home. It is a perfect time to enquire as a first time buyer of houses in Maidstone.

Enquiring now will also give you time to explore different areas and get a better understanding of what kind of property would best suit your needs. We are always ready to guide you. Count on our excellent customer service, we answer any questions and offer advice in acquiring a new property that suits your requirements.

Residential Remortgages Maidstone

People are taking advantage of the chance to save money and free up more cash for their everyday needs. This is the reason why most of them are taking the opportunity to get a residential remortgages in Maidstone. There are several reputable lenders that offer competitive deals. Speak with one of our expert mortgage advisors to assist you with the process of getting a residential remortgages. Call us today to get a FREE consultation!

How do I get a residential remortgage?

Remortgages are a big investment, and they can be complicated. That’s why we have an entire team of expert advisers dedicated to helping you understand your residential mortgages options. Our advisers will make sure you know exactly what you’re getting into, so you can make the best decision for your needs.

If you’re thinking of taking out a residential remortgage, it’s important to compare different deals and make sure you understand the remortgage fees involved. You should also consider whether now is the right time for you to remortgage, as there may be costs associated with breaking your current mortgage contract.

Overall, taking out a residential remortgage can be a great way to save money or release equity from your home.

Discover comprehensive mortgage advice provided by Lakewood Mortgage Solutions, extending expertise to neighboring areas of Maidstone. Benefit from the guidance of our proficient residential mortgage brokers in Tunbridge Wells, Sevenoaks, and Tonbridge, ensuring tailored and insightful assistance for your financial needs.

Call us on 01892 582 890 and speak with one of our expert advisors to  guide you through the process. Get in touch today!

Our Commitment to Excellence

Unlock your dream home with Lakewood Mortgages in Maidstone! Our expert mortgage broker in Maidstone offers tailored advice for every stage of your homeownership journey. Our commitment is to empower you with personalized expertise, making your home financing experience seamless and stress-free. At Lakewood Mortgages, we turn your property aspirations into reality, ensuring a smooth journey in the Maidstone real estate market. Your dream home is just a consultation away!

First Time Buyer

First Time Buyers

Are you first-time buyers looking to make your first step on the property ladder? Our advisers will let you know important matters such as remortgage costs or residential mortgage rates. We will talk you through each step from the initial enquiry through to the moment you pick up the keys to your first home. We will be on hand to answer any queries you may have as we progress through the process. As well as assisting with standard purchases, we are also experienced in Help-to-Buy, Shared Ownership, and Right to Buy.

Lakewood Mortgages UK offers support to first time buyers looking to purchase help to buy houses in the UK. We also assists those who are looking to embark on their first time shared ownership houses in London or any part of the UK. If you are considering to purchase your rented homes at a discounted price, you may consider the Right to Buy scheme.

Home movers mortgage

Home Movers

Perhaps you’re looking to move home, but you’re not sure what you can afford to buy and how much deposit you require. Are you looking to sell your current home to release your deposit, or do you want to keep this property and let it out? At Lakewood Mortgage Solutions, we can review all your available options

Don’t hesitate to contact us for an initial no-obligation consultation to talk through your options.

Remortgage capital raising

Re-Mortgage Inc. Capital Raising

Over time equity can increase in your home if the value increases and you are gradually paying down your mortgage. This equity can be released via a remortgage perhaps to raise funds for a new purchase or home improvements. Further, this may enable you to obtain a more competitive interest rate than using a personal loan.

Further, if you have not reviewed your mortgage for a while, you may find you are currently paying a higher interest rate than necessary. Get in touch for a free review.

Note – you may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

As with all insurance policies, conditions and exclusions will apply.

Not all buy to let mortgages are regulated by the Financial Conduct Authority.

Lakewood Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Lakewood Mortgage Solutions Ltd, 93 Bridger Way, Crowborough, East Sussex, TN6 2XD. Registered Company Number: 13242678 Registered in England and Wales. Typically we charge a fee of £495 for arranging a mortgage, however, the actual fee will depend on your circumstances. £250 is payable on application and a further £245 on completion of the mortgage.