First-time buyers, home movers, or looking to remortgage? Our specialists at Lakewood Mortgage Solutions are here to help with your enquiry to ensure you apply for the right residential mortgages to suit your needs and preferences. We will guide you through each step of the process. How much you can borrow, how much deposit you will require, and what options best suit your requirements. We offer residential mortgages in Tunbridge Wells and surrounding areas.

First Time Buyer

First Time Buyers

Are you first-time buyers looking to make your first step on the property ladder? Our advisers will let you know important matters such as remortgage costs or residential mortgage rates. We will talk you through each step from the initial enquiry through to the moment you pick up the keys to your first home. We will be on hand to answer any queries you may have as we progress through the process. As well as assisting with standard purchases, we are also experienced in Help-to-Buy, Shared Ownership, and Right to Buy.

Home movers mortgage

Home Movers

Perhaps you’re looking to move home, but you’re not sure what you can afford to buy and how much deposit you require. Are you looking to sell your current home to release your deposit, or do you want to keep this property and let it out? At Lakewood Mortgage Solutions, we can review all your available options

Don’t hesitate to contact us for an initial no-obligation consultation to talk through your options.

Remortgage capital raising

Re-Mortgage Inc. Capital Raising

Over time equity can increase in your home if the value increases and you are gradually paying down your mortgage. This equity can be released via a remortgage perhaps to raise funds for a new purchase or home improvements. Further, this may enable you to obtain a more competitive interest rate than using a personal loan.

Further, if you have not reviewed your mortgage for a while, you may find you are currently paying a higher interest rate than necessary. Get in touch for a free review.

Note – you may have to pay an early repayment charge to your existing lender if you remortgage.

Residential Mortgages Tunbridge Wells

A residential mortgage is a loan designed to help one or more individuals buy their property and make it into an official residence. You cannot take out this kind of money if you plan to rent the house or use it for commercial purposes. We help people in Tunbridge Wells secure the best residential mortgages for them. Get in touch for mortgage advice.

We often get asked questions about residential mortgages; below are some answers to the most commonly asked questions.

What are the benefits of residential mortgages?

When you buy a home, you need to borrow money from a lender in order to make the purchase. A mortgage is a loan that provides you with funds to purchase your home. This loan is repaid over time, usually by paying off the principal (the amount you borrowed) with interest.

How much can I expect to pay for my monthly payment?

The amount you pay each month mostly depends on several factors: how much you borrow, how long it will take to repay your loan (the term), whether or not there are any prepayment penalties associated with your loan, and lastly, what type of interest rate or discount points have been agreed upon by both parties involved in making this transaction happen.

How do I get a remortgage?

Remortgages are a big investment, and they can be complicated. That’s why we have an entire team of expert advisers dedicated to helping you understand your residential mortgages options. Our advisers will make sure you know exactly what you’re getting into, so you can make the best decision for your needs.